How exactly will your company be improved - eSTYLE Mortgage Software

Company based out of Russia and New York...
How exactly will your company be improved - eSTYLE Mortgage Software: "How exactly will loan selection be improved??
LoanFinder provides Loan Officers with all they need to select the right loan for their prospect borrowers during one the sales call.
In order to do this, the LoanFinder performs the following tasks:
It monitors all participating banks for rate or product changes
It stores all rate sheets as executable algorithms that take into account everything on a rate sheet - matrices, adjustments, notes, limits, states, fixed/ARM products, exceptions for jumbo loans and 100+ LTVs
It completely reproduces the entire rate determination procedure as performed by lender's underwriters, with almost identical results
It selects the right rate sheets for the target state, documentation set, and loan type (ARM of FIXED)
It uses standard credit report eligibility criteria to determine the rates, such as FICO scores, bankruptcy/foreclosure, late payments, etc.; as well as basic loan parameters, such as loan type / purpose / amount, LTV, DTI, etc.
It also automatically discovers dozens of tiny details that affect the rate for each loan product in each case; for example occupancy, seasoning, various property types, loan size, cash out, etc.
It provides the ability fine-tune the rate and commissions by using such terms as prepayment penalty, lock period, and buy up/buy down
It enables the comparison of various loan programs for the most optimal rate/terms/commissions ratio
For ARM loans, it gives the ability to select the loan with the best margins, indices, and caps, in addition to the initial fixed loan conditions
It does all of the above in real time, so now Loan Officers can qualify the borrower and submit to processing during ONE phone call! "